What's changed

Implements feedback from the Apr 30 daily sync with Kash. Removes yield concept entirely from the distributor portal, standardises all customer terminology, cleans up the network page, renames Luno Portfolio Holdings with Withdraw/Send actions, simplifies onboarding to two customer types, improves settings with whitelisting and request-a-change flows, and redesigns mint and redeem as guided 3-step flows with support for multiple simultaneous pending mints.

Replaces the info banner on the dashboard with proper unlinked stat cards, making the value of connecting a custody platform immediately visible. The TOTAL BALANCE card now shows an empty state (— —) with a prompt to connect, and the Luno Wallet card links directly to Settings. Settings has been reordered so the Luno Wallet tab is the default view — clicking Connect Luno from anywhere in the portal lands the user directly on the connection form.

Implements the correct Loop product model: Loop is a minting and redemption platform only. Balance visibility requires a connected custody platform (currently Luno; Valr, Hata, and Coinbase coming). All personas now start in the unlinked state. An info banner on the dashboard directs users to connect Luno in Settings. Settings → Luno Wallet tab now features a full connection flow: API key entry, simulated validation, success screen, and dashboard redirect. On return to the dashboard, live balance appears. Disconnection resets the state. Mint and Redeem flows remain fully accessible regardless of connection state.

Adds an SVG liquidity map to the network page visualising live, pilot, and future ZARU corridors anchored on South Africa. South Africa as hub with Mozambique (Live · R 24M/wk) and Namibia (Pilot · R 6M/wk) as active spokes; Zimbabwe (Q4 2026) and Zambia (Exploring) as future grey nodes. Restructures the below-KPI section into a two-column layout — map left, Active Corridors and Network Health stacked right. Also fixes Active Corridors row alignment to use an explicit four-column grid (name · bar · volume · status).

Moved the Luno wallet section from the bottom of the dashboard into the top stat card row alongside the main balance cards. Linked state shows live balance, address, and sync time. Unlinked state shows a connect CTA that opens an inline modal — no navigation away from the dashboard required.

Added Circle to the ZARU network directory reflecting Luno's partnership with the Circle ARC Network. Includes the standard Connect modal wired to Circle's ARC partnerships contact. Circle's presence connects ZARU to international stablecoin infrastructure.

Replaced all instances of 'Loop detects [money/deposit]' with clearer, more institutional language across all pages, following feedback from Aleks Andjelopolj.

Removed the fixed bottom-left persona badge (applyPersonaBadge) which conflicted with the sidebar footer user card. Added a "Switch customer profile" link to the sidebar footer on all pages, linking back to index.html for presenter convenience during the DCG demo.

Updated all visible references to "Burn" to "Redemption" or "Redeem" throughout the prototype. File names and CSS classes unchanged.

Cleaned up leftover .por-* stylesheet rules in 07-network.html after the Proof of Reserves section was removed in the MVP scope cut. No UI impact.

Mint instructions page now shows a bank selector so institutions can indicate which bank they are sending from. Standard Bank customers see an 'Instant settlement available' badge; inter-bank customers see expected EFT timing. Loop's corresponding account details update dynamically. Surfaces Loop's institutional-grade settlement infrastructure for the DCG presentation.

Partners in the ZARU network directory now have a Connect button that opens a contact modal with the institution's registered representative. Introductions are sent via email with the Loop RM copied. Inspired by Circle Alliance's network connectivity model. Also removed per-institution holdings display (commercially sensitive) — only aggregate network stats are shown.

Adds a Luno Wallet section to the dashboard showing live ZARU balance synced via the Luno API for linked wallets. Institutions can designate Luno as their custody partner while Loop handles minting and redemption — balance appears in both portals. Also adds a Luno Wallet tab in Settings for connection management.

Removed 30-day volume stat, Proof of Reserves section, and per-institution holdings display from dashboard and network pages ahead of DCG prototype. These sections are deferred to post-MVP. Reduces dispute surface and removes commercially sensitive distributor data.

Major iteration on the Transaction History page following internal review.

Moved the ZARU asset selector from the topbar centre into the page header, adjacent to the Mint heading. Unified copy button styling across the bank details card to match the reference field's accent treatment.

Replaced the placeholder brand marks with the actual Loop logo (white variant) in the sidebar header on every page. Ensures the prototype looks production-faithful for DCG.

Feedback submissions from the floating review widget now post to a Google Form instead of creating GitHub issues directly, removing the need for a personal access token when the prototype is hosted on GitHub Pages.

When _feedback-config.js has no token configured the widget now opens a pre-filled GitHub new-issue URL in a new tab rather than silently failing.

GitHub Pages was silently stripping underscore-prefixed files (_tokens.css, _components.css, etc.) via Jekyll processing. A .nojekyll file in the root bypasses this.

Added a persistent feedback button to all pages so reviewers can leave comments directly from the prototype. Submissions create GitHub issues tagged to the page they came from.

Fixed a race condition where the persona switcher failed to populate the org name on first load. Also corrected broken grid alignment on the dashboard overview cards and repaired several broken nav links between pages.

Major iteration pass across five pages following first internal review.

First working build of the ZARU portal. Established the full design system, navigation shell, and placeholder pages for all core flows ahead of the DCG demo.